General Loan

Amount: From 200,000 MMK ~ 2,000,000 MMK (based on loan cycle)
Maturity: 1 Year
Annual interest rate: 28% (declining balance)
Documentation Fee: of disbursed loan amount (based on 12 months)
Compulsory saving: of disbursed loan amount
Beneficiary Welfare Fund: of disbursed loan amount (based on 12 months)
Repayment frequency: Weekly, Bi-weekly and Every Four Weeks based on Operation Location

Teacher Loan

Amount: From 200,000 MMK ~ 1,000,000 MMK
Maturity: Year
Annual interest rate: 28% (declining balance)
Documentation Fee: of disbursed loan amount (based on 12 months)
Compulsory saving: of disbursed loan amount
Beneficiary Welfare Fund: of disbursed loan amount (based on 12 months)
Repayment frequency: Monthly based on Operation Location

Staff Loan

Amount: From 200,000 MMK ~ 1,000,000 MMK
Maturity: Year
Annual interest rate: 28% (declining balance)
Documentation Fee: of disbursed loan amount (based on 12 months)
Compulsory saving: of disbursed loan amount
Beneficiary Welfare Fund: of disbursed loan amount (based on 12 months)
Repayment frequency: Monthly and Every Four Weeks based on Operation Location

Special Loan

Amount: From 100,000 MMK ~ 400,000 MMK (based on loan cycle)
Maturity: Year
Annual interest rate: 28% (declining balance)
Documentation Fee: of disbursed loan amount (based on 12 months)
Compulsory saving: of disbursed loan amount
Beneficiary Welfare Fund: of disbursed loan amount (based on 12 months)
Repayment frequency: Weekly, Bi-weekly and Every Four Weeks based on Operation Location

Agriculture Loan

Amount: From 150,000 MMK  ~ 750,000 MMK
Maturity:  Year
Annual interest rate: 28% (declining balance)
Documentation Fee:  of disbursed loan amount (based on 12 months)
Compulsory saving:  of disbursed loan amount
Beneficiary Welfare Fund:  of disbursed loan amount (based on 12 months)
Repayment frequency: Monthly and Every Four Weeks based on Operation Location

Micro Enterprise Loan

Amount: From 1,000,000 MMK ~ 10,000,000 MMK
Maturity: Year
Annual interest rate: 28% (declining balance)
Documentation Fee: of disbursed loan amount (based on 12 months)
Compulsory saving: of disbursed loan amount
Beneficiary Welfare Fund: of disbursed loan amount (based on 12 months)
Repayment frequency: Monthly and Every Four Weeks based on Operation Location

We provide Loan to individual or Groups. | Loan Period: 4 months, 6 months, 12 months  | Loan Interest: Interest is calculated as decline method.

Saving

” Savings can help the accumulate assets which could be used for business and household purposes while also earning interest on savings. ”

  • Compulsory Saving

    The minimum savings that condition the borrower's access to loans and can be seen as a substitute for collateral imposing a positive inducement for repayment. MFI regulation typically does not allow withdrawal and use of those savings until the loan is repaid.

  • Voluntary Saving

    The minimum savings that condition the borrower's access to loans and can be seen as a substitute for collateral imposing a positive inducement for repayment. MFI regulation typically does not allow withdrawal and use of those savings until the loan is repaid.

Saving Interest

  • Interest Rate is 1.25 % per month ( 15% per Annually)