General Loan

Amount: From 200,000 MMK ~ 2,000,000 MMK (based on loan cycle)
Maturity: 1 Year
Annual interest rate: 28% (declining balance)
Documentation Fee: of disbursed loan amount (based on 12 months)
Compulsory saving: of disbursed loan amount
Beneficiary Welfare Fund: of disbursed loan amount (based on 12 months)
Repayment frequency: Weekly, Bi-weekly and Every Four Weeks based on Operation Location

Teacher Loan

Amount: From 200,000 MMK ~ 1,000,000 MMK
Maturity: Year
Annual interest rate: 28% (declining balance)
Documentation Fee: of disbursed loan amount (based on 12 months)
Compulsory saving: of disbursed loan amount
Beneficiary Welfare Fund: of disbursed loan amount (based on 12 months)
Repayment frequency: Monthly based on Operation Location

Staff Loan

Amount: From 200,000 MMK ~ 1,000,000 MMK
Maturity: Year
Annual interest rate: 28% (declining balance)
Documentation Fee: of disbursed loan amount (based on 12 months)
Compulsory saving: of disbursed loan amount
Beneficiary Welfare Fund: of disbursed loan amount (based on 12 months)
Repayment frequency: Monthly and Every Four Weeks based on Operation Location

Special Loan

Amount: From 100,000 MMK ~ 400,000 MMK (based on loan cycle)
Maturity: Year
Annual interest rate: 28% (declining balance)
Documentation Fee: of disbursed loan amount (based on 12 months)
Compulsory saving: of disbursed loan amount
Beneficiary Welfare Fund: of disbursed loan amount (based on 12 months)
Repayment frequency: Weekly, Bi-weekly and Every Four Weeks based on Operation Location

Agriculture Loan

Amount: From 150,000 MMK  ~ 750,000 MMK
Maturity:  Year
Annual interest rate: 28% (declining balance)
Documentation Fee:  of disbursed loan amount (based on 12 months)
Compulsory saving:  of disbursed loan amount
Beneficiary Welfare Fund:  of disbursed loan amount (based on 12 months)
Repayment frequency: Monthly and Every Four Weeks based on Operation Location

Micro Enterprise Loan

Amount: From 1,000,000 MMK ~ 10,000,000 MMK
Maturity: Year
Annual interest rate: 28% (declining balance)
Documentation Fee: of disbursed loan amount (based on 12 months)
Compulsory saving: of disbursed loan amount
Beneficiary Welfare Fund: of disbursed loan amount (based on 12 months)
Repayment frequency: Monthly and Every Four Weeks based on Operation Location

We provide Loan to individual or Groups. | Loan Period: 4 months, 6 months, 12 months  | Loan Interest: Interest is calculated as decline method.

Saving

” Savings can help the accumulate assets which could be used for business and household purposes while also earning interest on savings. “

Compulsory Saving

The minimum savings that condition the borrower's access to loans and can be seen as a substitute for collateral imposing a positive inducement for repayment. MFI regulation typically does not allow withdrawal and use of those savings until the loan is repaid.

Voluntary Saving

The minimum savings that condition the borrower's access to loans and can be seen as a substitute for collateral imposing a positive inducement for repayment. MFI regulation typically does not allow withdrawal and use of those savings until the loan is repaid.

Saving Interest

  • Interest Rate is 1.25 % per month ( 15% per Annually)